scoringvisual data

Advance your scoring models Scoring Insights product suite

Scoring Insights allow to calculate the probability of a customer to default on a loan, based on patterns identified in the transaction data.

Get started
Stockholm-icons / General / Settings-1Created with Sketch.

Credit scores

Built from transaction data, credit scores are proven to be highly predictive and stable over time. Credit scores can be tailored for optimising both approval rates and default rates.

Stockholm-icons / Layout / Layout-arrangeCreated with Sketch.

Modelling features

Varying from simple representations to vastly complex ones, all features are standardised across all geographies and can be easily applied. More than 2,000 predictive features available.

Stockholm-icons / Code / CodeCreated with Sketch.

Decision rules

Decision rules are already optimized feature application for specific geographies and lending products. Convenient for identifying specific customer groups, based on their probability to default.

Harness the power of predictive analytics

Scoring insights can be used as standalone scores or a supplementary input for internal scoring models.

View API docs


For now, our Transaction Categorisation engine is calibrated for 17 countries: USA, UK, Spain, Sweden, Finland, Denmark, Germany, Czech Republic, Poland, Australia, New Zealand, Estonia, Latvia, Lithuania, Brazil, Indonesia, and India. If the country you need is not listed in our present coverage, please contact our team!

Contact Us

See how our customers are using Nordigen.

Coop Pank increased its underwriting efficiency by 65% with Nordigen

Read more

Consumer lender Creditstar achieves 19% approval rate increase

Read more

IPF Digital increase approval rate by 15% with Nordigen income verification engine

Read more

TF Bank increased lending efficiency in Latvia by 30% with Nordigen

Read more

Citadele bank increases new loan volume by using Nordigen

Read more

Nordigen helps IPF Digital tackle loan application fraud with greater efficiency

Read more

Nordigen has helped European lender Creditstar achieve an 8.4 percentage point GINI improvement in Poland

Read more

TF Bank accurately identifies up to 35% more high-risk loan applicants in Latvia with Nordigen

Read more

Nordigen has helped European lender Creditstar achieve a 5.6 percentage point GINI improvement in Spain

Read more

Nordigen has helped European consumer lender Novum Bank achieve a 14 percentage point GINI improvement in Spain

Read more

Bigbank improves bank statement analysis speed 100x

Read more

Get started now!

Create your account or check out the Quickstart guide.